paybacksmarter.com | Free Online SEO Audit for paybacksmarter.com

Tasks

Select one version of your site as main and make a redirect from other versions to that one.
Avoid using deprecated HTML tags.

SEO

URL

Domain : www.paybacksmarter.com/

Character length : 23

Title

PayBackSmarter | Find the best student loan repayment plan for you

Description

Learn how you can lower your monthly student loan payment, pay back your loans faster, consolidate them and what the best payment plan is for you.

Keywords (meta keywords)

student loans, repayment, consolidation, lower monthly payments, federal student loans

Error! Using “meta keywords” is meaningless in a while.

Open Graph Protocol

Error! The website does not use the OG (Open Graph) protocol.

Dublin Core

Dublin Core is not used

Underscores in the URLs

Error! Hyphen (-) is a better solution than underscore (_) in the URLs

http://www.paybacksmarter.com/application_portal?init=true ("Application portal")
http://www.paybacksmarter.com/resource_center ("Resource center")
http://www.paybacksmarter.com/start_here ("Start over")
http://www.paybacksmarter.com/custom_loan_amounts#nslds ("Upload")
http://www.paybacksmarter.com/custom_loan_amounts ("manually enter")
http://www.paybacksmarter.com/standard_repayment ("Standardrepayment")
http://www.paybacksmarter.com/loan_consolidation ("Loanconsolidation")
http://www.paybacksmarter.com/graduated_repayment ("Graduatedrepayment")
http://www.paybacksmarter.com/extended_repayment ("Extendedrepayment")
http://www.paybacksmarter.com/income_based_repayment ("Income-basedrepayments")
http://www.paybacksmarter.com/postpone_my_repayment ("Postpone myrepayment")
http://www.paybacksmarter.com/prepay_my_loans?amt=$20 ("Make extrapayments")
http://www.paybacksmarter.com/resource_center ("resource center")
http://www.paybacksmarter.com/custom_loan_amounts ("Customize your loan amounts")
http://www.paybacksmarter.com/custom_loan_amounts ("Customizeloan amount")
http://www.paybacksmarter.com/income_based_repayment?showform=true ("Get your estimate")
http://www.paybacksmarter.com/postpone_my_repayment ("Get started")
http://www.paybacksmarter.com/faq_postponing_repayment_loan ("Can't Pay?/Postponing Repayment")
http://www.paybacksmarter.com/faq_private_loan_consolidation ("Consolidate Your Private Loans")
http://www.paybacksmarter.com/faq_consolidate_loans ("Consolidate Your Federal Loans")
http://www.paybacksmarter.com/faq_extended_repayment ("Extended Repayment")
http://www.paybacksmarter.com/faq_federal_loan_discharge ("Federal loan discharge")
http://www.paybacksmarter.com/faq_national_student_loan ("Find your Federal Loans")
http://www.paybacksmarter.com/faq_graduated_repayment ("Graduated Repayment")
http://www.paybacksmarter.com/faq_income_based_repayment ("Income Based Repayment (IBR)")
http://www.paybacksmarter.com/faq_income_contingent_repayment ("Income Contingent Repayment")
http://www.paybacksmarter.com/faq_smarterbucks_rewards ("Make extra payments with SmarterBucks rewards")
http://www.paybacksmarter.com/faq_pay_as_you_earn_paye ("Pay As You Earn Repayment")
http://www.paybacksmarter.com/faq_payback_faster ("Pay Your Loans Back Faster")
http://www.paybacksmarter.com/faq_perkins_loan_cancellation ("Perkins loan cancellation")
http://www.paybacksmarter.com/faq_public_loan ("Public Service Loan Forgiveness Program")
http://www.paybacksmarter.com/faq_special_direct_consolidation ("Special Direct Consolidation Loans")
http://www.paybacksmarter.com/faq_interest_rates ("Student loan interest rates")
http://www.paybacksmarter.com/faq_loan_interest_tax_deduction ("Student loan interest tax deduction")
http://www.paybacksmarter.com/faq_standard_repayment ("Standard Repayment")
http://www.paybacksmarter.com/faq_teacher_loan_forgiveness ("Teacher loan forgiveness program")
Expand

Search engine friendly URLs

Good! The website uses SEO friendly URLs.

Checking the robots.txt file

There is robots.txt file.

Social

Social Engagement

Linkedin10

Facebook Share0

Facebook Comments0

Content

Doctype

HTML 5

Encoding

Perfect! The character encoding is set: UTF-8.

Language

We have found the language localisation: ”en”.

Title

PayBackSmarter | Find the best student loan repayment plan for you

Character length : 66

Good! The title’s length is between 10 and 70 characters.

Text / HTML ratio

Ratio : 17%

Acceptable! The text / code ratio is between 15 and 25 percent.

Headings

H1	H2	H3	H4	H5	H6
1	6	1	2	0	0

Heading structure in the source code

<H2> Create a profile
<H2> Thanks!
<H2> Log in to your profile
<H2> Forgot your password?
<H2> Your session has timed out.
<H1> You can manage your student loan debt. We can help.
<H4> The average graduate has $28,100 in student loan debt that will cost $39,242 between now and 2032. Click through the repayment options to see how they will affect your monthly payment and total loan cost. Remember you can: (1) Upload your actual data from NSLDS or manually enter your actual loan amounts, (2) view all eligible repayment options (3) apply for changes to your repayment options with your servicer and (4) sign up for our rewards program, SmarterBucks, to earn rewards that are contributed as extra payments toward your student loan debt.
<H4> Which plan is right for you?
<H3> Learn more about
<H2> Income-Based Repayment Eligibility

Word cloud

repayment25
loan17
loans12
student9
eligible8
profile8
income7
information7
federal6
password6
payment6
pay5
cost5
school5
debt5
manage5
login4
based4
program4
amount4
get4
email4
close4
eligibility4
create4
total4
now4
enter4
send4
address4
consolidate3
less3
rewards3
tablet3
monthly3
options3
extended3
earn3
make3
extra3
period3
income-based3
spouse's3
username3
interest3
smarterbucks3
entered3
spouse3
how3
faster3
started3
actual2
including2
select2
amounts2
standard2
view2
rate2
tax2
earnings2

Keyword matrix

word	title	descriptions	heading
repayment
loan
loans
student
eligible
profile

Two Word cloud

consolidate your3
repayment options3
your spouse3
monthly payment3
your actual2
between now2

Three Word cloud

student loan debt2
consolidate your federal2
forgot your password2

404 Page

The website has a 404 error page.

Flash content

Good! The website does not have any flash contents.

Frame

Good! The website does not use iFrame solutions.

Images

We found 8 images on this web page.

Alternate attributes for the following 5 images are missing. Search engines use "alt" tags to understand image content efficiently. We strongly recommend fixing this issue.

Readability

Flesch–Kincaid Grade Level

5.40

Flesch Reading Ease

70.20

Coleman Liau Index

11.40

Automated Readability Index (ARI)

4.30

Dale–Chall Readability

5.50

SMOG Index

10.00

Spache Readibility

5.00

Number of letters

4532

Number of words

981

Number of sentences

123

Average words per sentences

Number of syllables

1490

Syllables in words

1511

Average syllables in words

1.52

Number of words in first three syllables

169

Percentage of word / syllables

17.23

Words not in Dale-Chall easy-word list

319

Words not in Spache easy-word list

201

Technologies

Deprecated HTML elements

Good! No deprecated HTML tags are detected.

Redirection (www / not www)

Error! The web address is accessible with and without www!

Deprecated HTML elements

Good! No deprecated HTML tags are detected.

Printability

Suggestion! Unfortunately, no printer-friendly CSS found.

Meta Tag (viewport tag, mobile devices)

Error! The meta tag named viewport is missing.

Speed test

Server response time

The server response time is not fast enough: 0.93 seconds have passed until the page started to load.

Table layout

Good! No nested tables found.

Number of HTTP resources

108

Number of source domains

Render blocking resources

The elements below are blocking the “above the fold” rendering.
List of render blocking javascript files

https://www.lendingtree.com/analytics/bootstrap.min.js

List of render blocking css files

https://www.lendingtree.com/.. /screen.min.css?ver=1509
https://www.lendingtree.com/.. /main.css?ver=v1.1

Speed test – Javascript

Javascript

Good! Just a few javascript files are detected on the website.

http://www.paybacksmarter.com/scripts/min/st.js
http://www.paybacksmarter.com/scripts/min/slmc.js

File size of all javascript files combined

1.86MB

Javascript minifying

You can save 11.5KB (17% compression) on the analysed URL by minifying the javascript files.

Speed test – CSS

CSS

Good! Just a few CSS files are used on this website.

http://www.paybacksmarter.com/css/websites/slmc/styles.css

File size of all css files combined

455.52KB

CSS minifying

Great! The CSS elements are minified.

Speed test – Compression

Uncompressed size of the of the HTML

153.57KB

Gzip compression

Error! By using Gzip you can save 28.6KB (65% compression) on your site.

By compressing https://s.pinimg.com/ct/core.js you can save 28.6KB (65% compression rate)
By compressing https://lendingtree.sp1.convertro.com/.. /hit?sid=9TEHXNSTHBPB&mid=&eid=&cid=&jid=... you can save 1.1KB (65% compression rate)

Speed test – Browser cache

Number of static resources (image, JS, CSS)

Browser cache

The browser cache is not set correctly for all elements.

URL	Duration
https://api.segment.io/v1/i	Expiry time is not specified
https://api.segment.io/v1/p	Expiry time is not specified
https://s.yimg.com/wi/ytc.js	Expiry time is not specified
https://cdn.segment.com/.. /analytics.min.js	2 minutes
https://www.lendingtree.com/.. /create-ltnav-paramcode.js	5 minutes
https://www.lendingtree.com/.. /lt-nav-track.js	5 minutes
https://www.lendingtree.com/.. /LTAutomatedAnalytics.min.js	5 minutes
https://www.lendingtree.com/.. /raygun.min.js	5 minutes
https://www.lendingtree.com/.. /front.min.js?ver=1509	5 minutes
https://www.lendingtree.com/.. /screen.min.css?ver=1509	5 minutes
https://www.lendingtree.com/.. /apple-app-store-badge.svg	5 minutes
https://www.lendingtree.com/.. /btn-arrow.svg	5 minutes
https://www.lendingtree.com/.. /google-play-store-badge.svg	5 minutes
https://www.lendingtree.com/.. /icon-bbb.svg	5 minutes
https://www.lendingtree.com/.. /icon-comodo.svg	5 minutes
https://www.lendingtree.com/.. /icon-equal-housing.svg	5 minutes
https://www.lendingtree.com/.. /lt-logo-active.png	5 minutes
https://www.lendingtree.com/.. /lt-logo.png	5 minutes
https://www.lendingtree.com/.. /people-active.png	5 minutes
https://www.lendingtree.com/.. /people.png	5 minutes
https://www.lendingtree.com/.. /select-arrow.svg	5 minutes
https://www.lendingtree.com/.. /white-ring.svg	5 minutes
https://www.lendingtree.com/.. /jquery-migrate.js?ver=3.0.0	5 minutes
https://www.lendingtree.com/.. /jquery.js?ver=3.3.1	5 minutes
https://www.lendingtree.com/.. /main.js	5 minutes
https://www.lendingtree.com/.. /student-loan-tracking.js	5 minutes
https://www.lendingtree.com/.. /main.css?ver=v1.1	5 minutes
https://www.lendingtree.com/.. /studentRateTable.css?ver=4.9.6	5 minutes
https://www.lendingtree.com/.. /mature-man-architect-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /father-daughter-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /man-on-laptop03-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /young-professional-female03-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /young-professional-male05-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /12CS_GLLD_Student_Loans_Stacked_4c.png	5 minutes
https://www.lendingtree.com/.. /ELFI_Logo_wotag_horiz_72RGB-1.png	5 minutes
https://www.lendingtree.com/content/uploads/2016/11/LR_Logo.png	5 minutes
https://www.lendingtree.com/.. /citizensbank-logo.png	5 minutes
https://www.lendingtree.com/content/uploads/2016/11/common-logo.jpg	5 minutes
https://www.lendingtree.com/.. /earnest-logotype-green-002-e150651763033...	5 minutes
https://www.lendingtree.com/content/uploads/2016/11/lendkey-logo.jpg	5 minutes
https://www.lendingtree.com/content/uploads/2016/11/piggy-bank-2.jpg	5 minutes
https://www.lendingtree.com/content/uploads/2016/11/sofi-logo.jpg	5 minutes
https://www.lendingtree.com/.. /img_11-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /img_12-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /img_3-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /img_6-2-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /med-school-repayment-image-2-480x220.jpg...	5 minutes
https://www.lendingtree.com/.. /young-professional-male06-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /dental-school-debt-image-480x220.jpg	5 minutes
https://www.lendingtree.com/.. /thrivent_transparent_logo_330X64-002.png...	5 minutes
https://www.lendingtree.com/.. /Splash_financial_blue-002.png	5 minutes
https://www.lendingtree.com/.. /select-arrow.jpg?1feea4f0688f4d48ea20a7b...	5 minutes
https://www.lendingtree.com/yantr/js/refinance.build.js	5 minutes
https://www.google-analytics.com/.. /js?id=GTM-KGT2SMF&cid=957620268.15284231...	15 minutes
https://www.googletagmanager.com/gtm.js?id=GTM-PB2FNQ&l=dataLayer	15 minutes
https://connect.facebook.net/en_US/fbevents.js	20 minutes
https://connect.facebook.net/.. /1053949304639039?v=2.8.16&r=stable	20 minutes
https://bat.bing.com/bat.js	30 minutes
https://cdn.getblueshift.com/blueshift.js	60 minutes
https://cdn.segment.com/.. /appmeasurement.js	60 minutes
https://d1ivexoxmp59q7.cloudfront.net/lendingtree/live.js	60 minutes
https://www.google-analytics.com/plugins/ua/linkid.js	60 minutes
https://www.googleadservices.com/pagead/conversion_async.js	60 minutes
https://www.google-analytics.com/analytics.js	2 hours

Speed test – Images

File size of all images combined

359.78KB

Image optimisation

You can save 477B (19% compression) by optimising the images below:

By lossless compressing the https://www.lendingtree.com/.. /select-arrow.jpg?1feea4f0688f4d48ea20a7b... you can save 262B (32%) data.
By lossless compressing the https://www.lendingtree.com/content/uploads/2016/11/common-logo.jpg you can save 215B (13%) data.

Links

We found a total of 49 different links.
Internal links: 42
External links: 7

External links:

Link text (anchor)	Link strength
SmarterBucks
sign up
http://www.smarterbucks.com/?&utm_source=paybacksmarter&utm_medium=n...
http://www.smarterbucks.com/?&utm_source=paybacksmarter&utm_medium=l...
Terms of Use
Privacy Policy
http://www.simpletuition.com

Internal links:

Link text (anchor)	Link strength
http://www.paybacksmarter.com/main
Loan dashboard
Application portal
Resource center
Our mission
Start over
Upload
manually enter
Comparerepayments
Standardrepayment
Loanconsolidation
Graduatedrepayment
Extendedrepayment
Income-basedrepayments
Postpone myrepayment
Make extrapayments
resource center
Customize your loan amounts
My profile
Customizeloan amount
Get your estimate
Get started
Can't Pay?/Postponing Repayment
Consolidate Your Private Loans
Consolidate Your Federal Loans
Extended Repayment
Federal loan discharge
Find your Federal Loans
Graduated Repayment
Income Based Repayment (IBR)
Income Contingent Repayment
Make extra payments with SmarterBucks rewards
Pay As You Earn Repayment
Pay Your Loans Back Faster
Perkins loan cancellation
Public Service Loan Forgiveness Program
Special Direct Consolidation Loans
Student loan interest rates
Student loan interest tax deduction
Standard Repayment
Teacher loan forgiveness program
Assumptions

Website security

54.172.148.250

External hidden links

Good! No hidden external links found

Looking for eval()

Good! No eval(bas64_decode()) scripts are found

Checking for XSS vulnerability

No XSS vulnerability found

Email encryption

Good! We have not found any unencrypted email addresses.

Icons

Favicon

Good! The website uses favicon.

Typos

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Title: undefined
Description:
Internet Protocol (IP) address:
Tech:
- Other
  - CSS (Cascading Style Sheets)
  - Google Font API
  - Html (HyperText Markup Language)
  - Html5
  - Javascript
  - Lightbox
  - SVG (Scalable Vector Graphics)

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